{"id":2044,"date":"2022-10-14T16:13:17","date_gmt":"2022-10-14T16:13:17","guid":{"rendered":"https:\/\/eurogenerali.com.tr\/?page_id=2044"},"modified":"2022-10-17T20:55:23","modified_gmt":"2022-10-17T20:55:23","slug":"kefalet-sigortasi","status":"publish","type":"page","link":"https:\/\/generalsigorta.org\/kefalet-sigortasi\/","title":{"rendered":"Kefalet Sigortas\u0131"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2044\" class=\"elementor elementor-2044\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53b2b84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53b2b84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4697bddc\" data-id=\"4697bddc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18a526f0 elementor-widget elementor-widget-text-editor\" data-id=\"18a526f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.7 - 20-09-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<h2 class=\"mb-32 pix-sliding-headline font-weight-bold secondary-font pix-ready\" style=\"box-sizing: inherit; margin-bottom: 0px; line-height: 1.28; font-size: 3rem; letter-spacing: -0.03rem; opacity: 1; color: #495057; text-align: center; background-color: #f8f9fa; font-weight: 700 !important; font-family: Poppins, sans-serif !important;\" data-class=\"secondary-font text-heading-default\" data-style=\"\"><span class=\"slide-in-container\" style=\"box-sizing: inherit; overflow-y: hidden; vertical-align: middle; position: relative; padding: 0.05em; margin: -0.05em; display: inline-block !important; clip-path: polygon(0px -20%, 100% -20%, 120% 120%, 0% 120%);\"><span class=\"d-inline-block secondary-font text-heading-default animated\" style=\"box-sizing: inherit; letter-spacing: -0.03rem;\">Kefalet<\/span><\/span>\u00a0<span class=\"slide-in-container\" style=\"box-sizing: inherit; overflow-y: hidden; vertical-align: middle; position: relative; padding: 0.05em; margin: -0.05em; display: inline-block !important; clip-path: polygon(0px -20%, 100% -20%, 120% 120%, 0% 120%);\"><span class=\"d-inline-block secondary-font text-heading-default animated\" style=\"box-sizing: inherit; letter-spacing: -0.03rem;\">Sigortas\u0131<\/span><\/span><\/h2>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-df1bde0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df1bde0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0388cb\" data-id=\"a0388cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6478f42 elementor-widget elementor-widget-text-editor\" data-id=\"6478f42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Kefalet sigortas\u0131\u2019n\u0131n sa\u011flad\u0131\u011f\u0131 teminatlar\u0131 ve hangi durumlarda kullan\u0131lmas\u0131 gerekti\u011fi bilgilerini bu sayfada bulabilirsiniz. Fazla detaya girmeden, \u00f6ncelikle \u201cKefalet\u201d kelimesinin tan\u0131mlamas\u0131n\u0131 yaparak ba\u015flamak en do\u011frusu olacakt\u0131r. Herhangi bir mal veya hizmet al\u0131m bedelinin \u00f6denmemesi durumunda, bu sorumlulu\u011fun bir ba\u015fkas\u0131 taraf\u0131ndan \u00fczerine al\u0131nmas\u0131na kefalet denilmektedir.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Sigortac\u0131l\u0131k genel anlamda bir risk y\u00f6netim i\u015fidir. Bu sigortan\u0131n ortaya \u00e7\u0131kma sebebini de, \u00f6zellikle bir ihale, proje ya da mal ve hizmet ticareti kapsam\u0131nda, teminat ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131layabilmek i\u00e7in yap\u0131land\u0131r\u0131lm\u0131\u015f olmas\u0131 olarak tan\u0131mlayabiliriz.\u00a0<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Kefalet senedi veya teminat deyince akla art\u0131k, Kefalet sigortas\u0131 gelmektedir. Kamu ihalesine kat\u0131lanlar\u0131n zorunlu olarak vermesi gereken teminat\u0131n yerini g\u00fcn\u00fcm\u00fczde kefalet sigortas\u0131 alm\u0131\u015ft\u0131r.\u00a0<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Teminat mektubu veya kefalet sigortas\u0131 ihale kurumunu, y\u00fcklenicinin herhangi bir y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc yerine getirememesi durumunda korudu\u011fu i\u00e7in \u00f6zellikle Kamu ihalelerinde zorunlu k\u0131l\u0131nm\u0131\u015ft\u0131r.\u00a0<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Kefalet sigortas\u0131, \u0130n\u015faatlar\u0131n tamamlanmas\u0131n\u0131 garanti eden formans teminat\u0131 ile Kamu ihalelerine kat\u0131lacaklar\u0131n verecekleri ge\u00e7ici veya kesin teminatlar\u0131n d\u00fczenlenmesine y\u00f6neliktir.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Kamu ihalesine kat\u0131lmak istiyorsan\u0131z, kefalet senedi \/ teminat mektubu ile ilgili daha fazla bilgi almak i\u00e7in Kamu ihalesine kat\u0131l\u0131m i\u00e7in Kefalet sigortas\u0131 ne zaman gerekli olur? konusuyla ilgili yaz\u0131m\u0131z\u0131 da okuyabilirsiniz.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>\u00dclkemizde, \u00f6zellikle i\u015fletmeler i\u00e7in \u00f6nemli olan ve \u00d6deme Teminat\u0131, S\u00f6zle\u015fme Teminat\u0131, Kamu \u0130haleleri Teminat\u0131, \u0130malat \/ Bak\u0131m \/ Onar\u0131m teminat\u0131 gibi alternatif se\u00e7enekler de sunan Kefalet sigortas\u0131 adl\u0131 \u00fcr\u00fcn\u00fcn, sigorta \u015firketleri vas\u0131tas\u0131yla sa\u011flanmas\u0131 ticari hayata yeni bir soluk getirecektir.<\/strong><\/p>\n<p><strong>EKAP \u00fczerinden herhangi bir kamu ihalesine teklif vermek i\u00e7in de mutlaka Kefalet sigortas\u0131 yapt\u0131r\u0131lmas\u0131 zorunludur. Bu sigortan\u0131n zorunlu k\u0131l\u0131nmas\u0131n\u0131 nedenini; *EKAP Platformu \u00fczerinden kat\u0131l\u0131m\u0131 ger\u00e7ekle\u015ftirilen, Kamu ihale \u015fartlar\u0131ndan biri de teklif edilen veya taahh\u00fct edilen i\u015fin yap\u0131lamamas\u0131 riskine kar\u015f\u0131l\u0131k, belli bir oranda kat\u0131l\u0131mc\u0131lardan zorunlu teminat istenmesi olarak ta a\u00e7\u0131klayabiliriz.<\/strong><\/p>\n<p><strong>Bu ihtiya\u00e7 do\u011frultusunda Kamu \u0130hale Kurumu (K\u0130K) nun zorunlu tuttu\u011fu veya Elektronik Kamu \u0130hale Platformunun (EKAP) da zorunluluklar i\u00e7erisinde belirtilen Teminat\u0131; Sigorta \u015firketleri, yapt\u0131klar\u0131 sigorta poli\u00e7esi ve d\u00fczenlenen Kefalet Senedi ile t\u0131pk\u0131 bankalar vas\u0131tas\u0131yla olu\u015fturulan teminat mektubunda oldu\u011fu gibi, kefalet sigortas\u0131 ile riski \u00fcstlenen durumuna ge\u00e7mektedir.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Kefalet Sigortas\u0131 Yapt\u0131rmak \u0130\u00e7in Ne Gereklidir?<\/strong><\/p>\n<p><strong>Bu poli\u00e7e ve kefalet senedini d\u00fczenletmek isteyen ki\u015filerin veya i\u015fletmelerin sordu\u011fu sorulardan biri de, sigorta yapt\u0131rmak i\u00e7in ne gerekiyor sorusudur. Kefalet sigortas\u0131 yapt\u0131rmak i\u00e7in ne gerekli? Sorusu \u00fczerinde bu sebeple durman\u0131n uygun olaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnd\u00fck.<\/strong><\/p>\n<p><strong>Kefalet sigortas\u0131 s\u00fcresi belirtilen s\u00fcreden \u00f6nce de sonlanabilmektedir. Bu durumun olu\u015fmas\u0131 i\u00e7in gerekli haller konusunda sigorta genel \u015fartlar\u0131nda bulunan \u015fartlar\u0131n yerine gelmi\u015f olmas\u0131 esas\u0131 bulunmaktad\u0131r.<\/strong><\/p>\n<p><strong>S\u00fcreci ba\u015flatmak ve Kefalet Sigortas\u0131 yapt\u0131rmak i\u00e7in gerekli belgelerin bir k\u0131sm\u0131 a\u015fa\u011f\u0131da listelenmi\u015ftir;<\/strong><\/p>\n<p><strong>Gerekli belgeler aras\u0131nda;<\/strong><br \/><strong>Vergi levhas\u0131,<\/strong><br \/><strong>Son iki y\u0131l cari d\u00f6neme ait mizan,<\/strong><br \/><strong>Son iki y\u0131la ait bilan\u00e7o,<\/strong><br \/><strong>Son iki y\u0131la ait cari d\u00f6nem gelir tablosu,<\/strong><br \/><strong>\u0130mza sirk\u00fcleri,<\/strong><br \/><strong>Ticaret sicil gazetesi, Findeks raporu,<\/strong><br \/><strong>Biten ya da devam eden i\u015fler bulunuyor ise bu i\u015flerin raporu,<\/strong><br \/><strong>Firma faaliyet raporu,<\/strong><br \/><strong>Hakedi\u015f tablosu,<\/strong><br \/><strong>\u0130leti\u015fim bilgileri,<\/strong><br \/><strong>Kefalet teminat t\u00fcr\u00fc,<\/strong><br \/><strong>Varsa kefalet senedi lehtar bilgisi,<\/strong><br \/><strong>Kefale tutar\u0131 bilgisi,<\/strong><br \/><strong>Kefaletin ge\u00e7erlilik s\u00fcresi gibi bilgileri ve belgeleri sunmak zorunludur. Gerekli dok\u00fcmanlar ile ilgili bilgi ve detaylara ula\u015fmak i\u00e7in Euro Generali Sigorta Brokerli\u011fine dan\u0131\u015fabilirsiniz. Firmam\u0131z \u0130zmir ve Ege b\u00f6lgesi ba\u015fta olmak \u00fczere \u0130stanbul, Ankara ve T\u00fcrkiye\u2019nin t\u00fcm \u015fehirlerine Kefalet Sigortas\u0131 hizmeti verebilen say\u0131l\u0131 firmalardan bir tanesidir.<\/strong><\/p>\n<p><strong>Bu \u00fcr\u00fcn ile ilgili daha detayl\u0131 bilgi almak i\u00e7in Euro Generali Sigorta Brokerli\u011fi\u2019ne, ba\u015fvuru yapabilir ve teklif talebinde bulunabilirsiniz. Ba\u015fvurunuz al\u0131nd\u0131ktan sonra ilgili uzman\u0131m\u0131z en k\u0131sa s\u00fcrede ileti\u015fime ge\u00e7erek sizi kefalet sigortas\u0131 \u015fartlar\u0131 hakk\u0131nda bilgilendirecektir.<\/strong><\/p>\n<p><strong>\u00dclkemiz i\u00e7in yeni bir sigorta \u00e7e\u015fidi olan bu \u00fcr\u00fcn konusunda hizmet veren di\u011fer firmalar aras\u0131nda Euro Generali Sigorta brokerli\u011fi farkl\u0131 hizmet anlay\u0131\u015f\u0131 ile t\u00fcm T\u00fcrkiye!de kefalet sigortas\u0131 hizmeti konusunda her zaman bir ad\u0131m \u00f6ndedir.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Kefalet Sigortas\u0131 \u00d6zellikleri Nelerdir?<\/strong><\/p>\n<p><strong>* \u00dc\u00e7\u00fcnc\u00fc ki\u015finin zararlar\u0131n\u0131 sigortal\u0131 ad\u0131na telafi eden sigorta tipidir.<\/strong><br \/><strong>* Sigorta \u015firketi kefalet sigortas\u0131 ile sigortal\u0131n\u0131n kefili olarak, sigortal\u0131 \u00fc\u00e7\u00fcnc\u00fc ki\u015fiye olan borcunu yerine getirmedi\u011fi taktirde \u00fc\u00e7\u00fcnc\u00fc ki\u015finin maruz kald\u0131\u011f\u0131 zararlar\u0131 tazmin etmeyi kabul eder.<\/strong><br \/><strong>* Kefalet sigortas\u0131n\u0131n bir di\u011fer avantaj\u0131 da bor\u00e7lunun bankalar neznindeki kredi limitlerinin kulan\u0131lmamas\u0131d\u0131r.<\/strong><\/p>\n<p><strong>Kefalet Sigortas\u0131 T\u00fcrlerini ;<\/strong><\/p>\n<p><strong>\u0130hale Ge\u00e7ici Teminat\u0131<\/strong><\/p>\n<p><strong>Performans Teminat\u0131<\/strong><\/p>\n<p><strong>\u0130malat Bak\u0131m Onar\u0131m Teminat\u0131<\/strong><\/p>\n<p><strong>G\u00fcmr\u00fck ve Mahkeme Teminat\u0131<\/strong><\/p>\n<p><strong>S\u00f6zle\u015fme Teminat\u0131 \u015feklinde s\u0131ralayabiliriz<\/strong><\/p>\n<p><strong>Kefalet sigortas\u0131 t\u00fcrleri hakk\u0131nda daha fazla bilgi almak i\u00e7in l\u00fctfen t\u0131klay\u0131n\u0131z.<\/strong><\/p>\n<p><strong>Not: Teminat\u0131 zorunlu k\u0131lan, Kamu ihale kurumu(K\u0130K) veya EKAP Elektronik Kamu \u0130hale Platformun da de\u011fi\u015fen kanun ve yasalar nedeniyle meydana gelecek d\u00fczenlemelerden, Euro Generali Sigorta Brokerli\u011fi sorumlu de\u011fildir. G\u00fcncel ve daha fazla bilgiye ula\u015fmak i\u00e7in l\u00fctfen bizi aray\u0131n\u0131z.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kefalet\u00a0Sigortas\u0131 Kefalet sigortas\u0131\u2019n\u0131n sa\u011flad\u0131\u011f\u0131 teminatlar\u0131 ve hangi durumlarda kullan\u0131lmas\u0131 gerekti\u011fi bilgilerini bu sayfada bulabilirsiniz. Fazla detaya girmeden, \u00f6ncelikle \u201cKefalet\u201d kelimesinin tan\u0131mlamas\u0131n\u0131 yaparak ba\u015flamak en do\u011frusu olacakt\u0131r. Herhangi bir mal veya hizmet al\u0131m bedelinin \u00f6denmemesi durumunda, bu sorumlulu\u011fun bir ba\u015fkas\u0131 taraf\u0131ndan \u00fczerine al\u0131nmas\u0131na kefalet denilmektedir. \u00a0 Sigortac\u0131l\u0131k genel anlamda bir risk y\u00f6netim i\u015fidir. Bu sigortan\u0131n ortaya [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_mi_skip_tracking":false,"footnotes":"","_joinchat":[]},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/pages\/2044"}],"collection":[{"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/comments?post=2044"}],"version-history":[{"count":12,"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/pages\/2044\/revisions"}],"predecessor-version":[{"id":2065,"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/pages\/2044\/revisions\/2065"}],"wp:attachment":[{"href":"https:\/\/generalsigorta.org\/wp-json\/wp\/v2\/media?parent=2044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}